Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$355,000

($111,978 down)
FHA

5137 N 20TH Avenue, Phoenix, AZ 85015

3
2
1,079 sqft
PITI Monthly
$1,942.71 /mo

Listing courtesy of: Roxy Westphal, My Home Group Real Estate

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,603 /mo
$1,653 /mo

What's Special

ENTERTAINMENT
DINING
MODERN
PATIO
CHARMING
COZY
NO HOA

Charming Three-Bedroom Home in the Chesterfield Neighborhood with NO HOA!!! Welcome to this delightful three-bedroom, two-bathroom older home nestled in the heart of Central Phoenix. With a generous 1,079 square feet of living space, this property offers a perfect blend of vintage charm and modern convenience, including laminate wood flooring, ceiling fans, an eat-in kitchen with a gas range and lots of natural light. As you step inside, you'll find a warm and inviting atmosphere. Seller has added fiber optic cable, making this ideal for a working-at-home owner. This home is perfect for gatherings due to the expansive backyard and east-facing covered patio, providing plenty of room for outdoor activities and gardening enthusiasts. Imagine cultivating your own raised garden beds or even raising chickens in the already existing chicken coop for fresh eggs right at home. The backyard also has the potential for a refreshing pool or a cozy Casita, making it an ideal space for entertaining or enjoying quiet evenings under the stars. Centrally located, this home is conveniently situated near the light rail, allowing for easy access to all that Phoenix has to offerfrom vibrant downtown dining and entertainment to beautiful parks and recreational areas. Don't miss the opportunity to make this charming Central Phoenix home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 4 months
Monthly PITI
$1,942.71/mo
Estimated Loan Balance
$243,875
Cash to close
$111,978
Interest Paid
$11,142

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: CHESTERFIELD
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $329.01
  • Tax Annual Amount: $925
  • On Market Date: 2025-05-02T00:40:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $111,978 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $111,978!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$243,022
Your Cash$111,978
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,603/mo
Traditional @ 7.15%
$1,714/mo
You save $111/month ($1,331/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6860190

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-02T02:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,603 /mo
$1,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,978 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $111,978!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$243,022
Your Cash$111,978
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,603/mo
Traditional @ 7.15%
$1,714/mo
You save $111/month ($1,331/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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